Budget Reset Tracker

Give every dollar a job before the month begins.

This is the exact budgeting system we use on Highway 86 to FI, built to make paying ourselves first automatic. It’s the one we actually use, not a generic template.

What’s inside:

Pay Yourself First, built in. A target percentage of income routes to savings, investing, and retirement before anything else gets planned
A zero-based check that tells you the moment every dollar has a job, or how much is still unassigned
Planned vs. Actual vs. Remaining side by side for every category
12 permanent monthly tabs. Reset for a new month without losing the last one
Home, Care, Joy, Debt, and Everything Else, plus two custom categories for whatever your household needs
No spreadsheet experience required. Every editable cell is shaded for you
A Read Me tab that walks through the whole system

One-time purchase, yours to keep and reuse every year. Works in both Excel and Google Sheets.